The homeowner will in most cases open an account in a local bank for such purposes as direct payment of their mortgage and transfer of funds between J P Properties & The Florida Store and the homeowner. Depending on the circumstances, the homeowner may wish to arrange for direct payment of their utility services each month. However, be aware that some utility companies do impose additional deposit requirement if a history of late payments is established. As part of our management services program, we pay the utility bills for your property on a monthly basis.